Friday, February 20, 2009

Uninsured Drivers on the Rise

The Insurance Research Council has come out with a study that rising unemployment means more drivers who choose to drop their car insurance. As if you didn't have enough to worry about on your drive home...

We have been telling our friends, family and clients to always buy as much uninsured/underinsured coverage as possible. Many times you can get a lot of coverage for literally $15 extra per six-month period of your insurance premium. I think I have $300,000/600,000 or $500,000/$1,000,000. Get as much coverage as you can. We have had many clients who are hit by people without insurance or who have been victims of hit-and-runs. It's extremely sad and frustrating. Without uninsured coverage, those clients were out of luck to get any compensation or medical bills paid.

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